How it works

Time Purchase

That next instrument may be a necessary upgrade for the progressing musician but sometimes can be hard to pay for all at once. A time purchase agreement is a way of spreading out the payments of an instrument purchase.
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1/3 Down

To initiate a time purchase we ask that the first payment be at least 1/3 of the total cost of the instrument, accessories and taxes, minus trade-in or trade-up credit.

1 - 12 Month Terms

The rest of the purchase price may be divided up as works best for you, from 1 to 12 additional payments.

Finance Fee

Time purchases with a 1-3 month term incur no finance fee. 4-6 month terms are charged an 8% finance fee, and 7-12 month terms are charged a 16% finance fee.